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How to work out your living arrangements When your relationship has ended ,taking time to figure out your options and how to work out your living arrangements is tough, but necessary

Working out your options

A relationship breakup is rarely easy but at some point you'll need to figure out your new living arrangements. This short guide gives you some practical steps you can take.
  • Check your benefits

    Depending on your circumstances, you could be eligible for housing benefit or council tax support. And if you own your home and you’re struggling to pay the mortgage by yourself, in some cases you might be able to get help with mortgage interest. Use this benefits checker to find out what you're entitled to.

  • Get help to move or rent

    If you’re worried about your ability to afford to move or rent, housing charity Shelter can give you advice on getting help to pay a deposit or approaching your council for help with housing. For example, if you want to rent privately but you don't have the money for a deposit, there may be local rent deposit schemes, rent guarantee or bond schemes you can access. You can also use our grants checker to see if you qualify for a grant. Or, in some cases, we may be able to help through our grant provision.

  • Work our your housing rights

    Whether you rent or own your home, and whether you’re married or not, Citizens Advice can help you work out your housing rights. The website also answers common questions about what happens to the family home when a relationship breaks down.

  • Look after your children

    If you have children together, but can’t agree on who they should live with, consider mediation. Mediation is a non-judgemental environment that gives you space and time to think about what’s important to you both. A mediator can help you reach decisions about child access, maintenance and living arrangements that work for your whole family, and have the best interests of your children at heart.

  • Get support to parent apart

    If you’re struggling with becoming a lone parent, the charity Gingerbread can offer you advice and practical support. And relationship charity Relate has some useful content on helping you successfully parent apart.

TIP: If you’re worried about your ability to afford to move or rent, Shelter can give you advice on getting help to pay a deposit.

More support

  • Financial Resilience Check

    Take a couple of minutes to help yourself understand whether your finances are sound now and for the future.
  • How to check your benefits

    This simple benefits calculator helps you find out if you’re entitled to means-tested benefits. And it’ll indicate if you’re entitled to non-means tested benefits too.

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